Privacy Policy ഭക്ഷണ ആപ്പുകൾ

MyFoods Online operates the website https://myfoods.online (the "Site"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site, which provides information, resources, and connections to third-party financial services related to credit and loans.

This policy applies to information we collect on the Site. By using the Site, you consent to the practices described in this Privacy Policy. If you do not agree with these practices, please do not use the Site.

1. Information We Collect

We may collect the following types of information:

Personal Information

• Voluntarily Provided Information: When you contact us via forms, email, or other communication methods, you may provide personal details such as your name, email address, phone number, postal address, or financial inquiries (e.g., loan preferences or credit details). This information is collected to respond to your requests or provide personalized assistance.
• Financial Information: If you engage with third-party services through our Site (e.g., loan application links), you may share sensitive financial data such as income details, credit scores, or bank information directly with those providers. We do not collect or store this information ourselves unless explicitly provided for support purposes.

Non-Personal Information

• Automatically Collected Information: We (and our third-party service providers) may automatically collect data about your device and browsing activities, including:
  • IP address
  • Browser type and version
  • Operating system
  • Device identifiers
  • Pages viewed, time spent on pages, and referral sources
  • Cookies, web beacons, and similar tracking technologies (see Section 5 for details)
• Usage Data: We track how you interact with the Site to improve user experience, such as clickstream data or search queries related to credit or loan topics.

We do not collect sensitive personal information (e.g., racial or ethnic origin, political opinions, religious beliefs, or health data) unless it is voluntarily provided in the context of financial inquiries and only to the extent necessary for service connections.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain the Site, including responding to inquiries and offering credit/loan resources.
• To improve the Site's functionality, content, and user experience.
• To send you updates, newsletters, or promotional materials about financial services (you can opt out at any time).
• To analyze trends and usage patterns to enhance our services.
• To comply with legal obligations, prevent fraud, and protect our rights.
• To personalize content and recommendations based on your interests in credit and loans.

We do not sell your personal information to third parties. Any sharing is limited to service providers who assist us in operating the Site (e.g., hosting, analytics) and is governed by strict contracts requiring data protection.

3. How We Share Your Information

We may share your information in the following circumstances:

• With Service Providers: We share data with trusted third parties who perform services on our behalf, such as email delivery, analytics, or customer support tools. These providers are contractually obligated to protect your data and use it only for the specified purposes.
• Third-Party Financial Services: The Site contains links to external lenders or credit providers. If you choose to engage with them, you will be subject to their privacy policies. We do not control or endorse these third parties and are not responsible for their practices.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
• Legal Requirements: We may disclose information if required by law, such as in response to a subpoena, court order, or government request, or to protect against fraud or harm.
• Advertising Partners: See Section 5 for details on sharing with ad networks like Google AdSense.

We do not share personal information with unaffiliated third parties for their own marketing purposes without your consent.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. These measures include encryption for data transmission, access controls, and regular security audits.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security. You are responsible for maintaining the confidentiality of any login credentials.

5. Cookies and Tracking Technologies

The Site uses cookies, pixels, and similar technologies to enhance functionality, analyze usage, and deliver relevant advertisements. A cookie is a small text file stored on your device that helps us remember your preferences and track interactions.

Types of Cookies We Use:

• Essential Cookies: Necessary for the Site's basic operations, such as navigation and form submissions.
• Analytics Cookies: Help us understand how visitors use the Site (e.g., via Google Analytics).
• Advertising Cookies: Enable third-party ad networks to display targeted ads based on your interests.

Google AdSense Disclosure

This Site participates in the Google AdSense program, which uses cookies to serve ads based on a user's prior visits to our Site and other sites on the internet. You may visit Google's AdSense Privacy Policy for more details on how these cookies work and to learn about options to opt out.

Users can opt out of personalized advertising by:

• Visiting Google Ads Settings to manage ad preferences.
• Installing the Google Analytics Opt-out Browser Add-on for analytics tracking.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to the Site or other websites. If you have not opted out of third-party ad serving, the cookies of other third-party vendors or ad networks may also be used to serve ads on this Site.

We do not control these third-party cookies and recommend reviewing their privacy policies for more information.

6. Third-Party Links and Services

The Site contains links to third-party websites, including financial institutions and ad networks. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies before providing any personal information.

7. Children's Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will delete it promptly. If you believe we have collected information from a child under 13, please contact us at the address below.

8. Your Rights and Choices

Depending on your location, you may have rights regarding your personal information, including:

• Access: Request a copy of the data we hold about you.
• Correction: Update inaccurate or incomplete information.
• Deletion: Request removal of your data (subject to legal obligations).
• Opt-Out: Unsubscribe from marketing emails or opt out of cookies as described above.
• Do Not Sell My Info: We do not sell your personal information, but California residents can request details under CCPA.

To exercise these rights, contact us at [privacy@creditloan.online]. We will respond within 30 days (or as required by law). For EU/UK residents, we process data based on legitimate interests, consent, or legal obligations under GDPR. You have the right to lodge a complaint with your local data protection authority.

9. International Data Transfers

The Site is hosted in the United States. If you access it from outside the US, your information may be transferred to and processed in the US. We ensure appropriate safeguards for such transfers, including standard contractual clauses where required.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on the Site with a revised effective date. Your continued use of the Site after changes constitutes acceptance of the updated policy.